All coverage is subject to the terms and conditions outlined in the Certificate of Insurance which you will receive within 30 days once your Scotia Credit Card Protection application has been approved. Low Trustpilot rating: Scotiabank scored 1. Should an unexpected life event arise, your insured Scotiabank debt could be paid in full, or monthly payments will be maintained for a. Need help signing in?The Bank of Nova Scotia In this Certificate of Insurance (“Certificate”) and Your Schedule of Coverage certain words have specific and defined meanings. From the Services menu, select Stop Payments then click Stop Payments Request to access the Stop Payments screen. Fund expenses You do not pay these expenses directly. ad hoc paymentsrecurring payments. Apart from how easy it is to get it, it is also equipped with amazing cash-back perks (up to 5%) in more than 7,000 Canadian stores, has no annual fee and has amazing technology behind it. Bank accounts. Daily Balance means Your Account balance at the end of each calendar day. I never really knew what it was and what it truly entailed until I saw this post about someone else receiving a refund after disputing it. Emergency Medical Plan 1. Get a quote required Credit Card Insurance Today!Scotiabank will identify Purchases that are eligible to be converted to a SelectPay™ Plan through Scotiabank Online or Mobile Banking. A ScotiaCard ® debit card is the easy way to pay. Scotia Credit Card Protection insurance;. Both monthly fees can be waived if you keep a minimum balance of $4,000 and. Scotia Club Restaurant – Access to exclusive members only Scotia Club Restaurant. Get up to. Your monthly insurance premium amount is added to your Scotiabank credit card account automatically and is reported on. 00. 600% 1. SCCP Meaning 6. The features of each card vary, as does their point earning potential. SCCP Routing Control. 09 per $100 of your account balance, calculated daily and for Basic Protection the monthly premium rate is $0. In this document, we, us, our and the Manager refers to Scotia Asset Management L. Discount. Interest rates and inflation. Dollar Daily Interest saving account, which charges $1 US per month or waived with a $200 USD minimum daily closing balance, and the Scotia Euro Savings Account, which charges €1 US per month or waived with a €200 minimum. With Scotia Credit Card Protection, your coverage and premium is always based on your Account balance. Scotiabank Gold American Express® Card. Get a quote for Credit Card Insurance Today!Loan protection insurance is an optional insurance product that can help pay off or maintain your loan payments for a period of time in the event of illness, disability, or loss of life. As of December 31, 2022, Premium Series units of the Fund's expenses were 1. 00 or the amount of credit balance. SIP phone to SCCP phone. ® Scotia® Credit Card Protection Application INFORMATION ABOUT YOU Primary Borrower Name Scotiabank Credit CardScotia Credit Card Protection is a group insurance. In this section, we have attempted to explain clearly and briefly the coverages available under this plan. 09 per $100 of Your Average Daily Balance until your 70th birthday, and $0. SCOTIA LINE OF CREDIT PROTECTION | PRCT UMMAR ACT T 8 9 For Critical Illness Insurance your coverage will also end on: › The date you turn 65 years old › The date your critical illness claim is approved For Disability Insurance your coverage will also end: › The date you turn 70 years old › The date you reach the maximum lifetime disability benefit of. Scotiabank Access online chat or view ourFAQs Scotia Credit Card Protection premium rates are subject to change. Scotia Credit Card Protection: Death, Critical Illness, and Hospitalization coverage are available in the Basic Protection Bundle. 20 per $100 of your account balance (plus taxes), up to $25,000. Scotia Aria Conservative Pay Portfolio. installment plan and a low fee 2. 90 for every $1,000 invested. Get a quote with Credit Card Insurance Today!Note: The CdPA global title indicator is always validated before GTT starts processing SCCP messages. Premiums are calculated as per the. Plus, get rewarded and earn SCENE points or Scotia Rewards on all of your debit purchases. Set up one eligible automated recurring direct deposit, like a payroll or pension, that recurs for 3 months in a row. a sum in advance of or in addition to the nominal value of something. Premiums are conveniently billed monthly, directly to your Scotiabank Credit Card account; At no additional cost, coverage is extended to cover an eligible co-borrower on your insured credit card account; Available on Scotiabank Visa and Scotiabank American Express Credit Cards Scotia Credit Card Protection insurance can help offer your family the financial protection they need when it matters most. Scotia Mortgage Protection is underwritten by The Canada Life Assurance Company under a group policy issued to the Bank of Nova Scotia. They claim that it's a no fee card, but this charge "SCCP INSURANCE PREMIUM $1. T his document contains key information you should know about Scotia Aria Progressive Build Portfolio (the "Fund"). Scotia Line of Credit Protection: Life, Critical Illness, Disability, and Job Loss coverage. As a premium rewards card, there are very few surprises around the Scotiabank Momentum Visa Infinite’s fees and rates. For example, You and Your mean the . Unity Managing Underwriters Ltd. That means your first and second card cost you $150 in total versus $170 to $200 if you go with the same set up with this card’s closest competitors. 76% of its value, which equals $17. • You authorize Scotiabank to charge the insurance premium and applicable sales tax to Your Scotiabank. 2022 Voter Guide Sample Ballot Election Recommendations. 00. Add the above, you get the 2. 00 for the remainder of your term. No interest if there is no balance on your line of credit. If you wish to submit a claim for your Line of Credit account, please contact Scotiabank at 1-855-753-4272. They affect you because they reduce the returns of the Premium Series units of the Fund. . 99% cash advances. Pay-per-use Overdraft Protection Plan 30 (Not available in Quebec): $5. Nova Scotia Power: NSP: Not Separately Priced: NSP: Network Service Part (SS7 SCCP) NSP: Native Signal Processing: NSP: National Solidarity Party (Singapore) NSP: Newborn Screening Program (various locations) NSP: Navigation Systems Panel (ICAO) NSP: Northeast Sailplane Products (Vermont) NSP: Net Single Premium (insurance) NSP:. A sample Certificate of Insurance is available on. P. All you need is 2 minutes. 1. 1 No annual fee in the first year, including on additional cards. Provincial sales taxes are also added where applicable, and the premium is conveniently charged to Your Account. So I have SCCP on my credit card and a balance of just under 2000$. Fund expenses You do not pay these expenses directly. Scotia Credit Card Protection is underwritten by Chubb Life. Scotiabank Mastercard® Scotiabank Gold Mastercard® Scotiabank MAGNA Mastercard® Scotiabank Mastercard® Business Card Scotiabank AERO™ Business Executive Mastercard® ScotiaLine ScotiaLine Gold; Annual Interest Rate (Financing Charges) - on Purchases & Balance Transfers: 26. Sign in to Scotia OnLine and start banking online today. The example they give is a balance of $500. Manulife Travel Insurance benefits are designed to give you a simple way to help protect yourself against unexpected expenses associated with Trip Cancellations, Interruptions, Emergency Medical costs and more. 95 per $100 of Average Daily Balance. CUPE | 1375 St. The Scotiabank Premium Banking Package includes 1 your choice of either a local currency or US dollar Δ transactional account, together with one or more local currency or US dollar Δ savings accounts. Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). The following definitions apply to these Terms and Conditions: “Cardholder” means the primary holder of a Scotiabank retail and/or small business credit card. 2-step verification. Cl. com. Scotiabank fees. August 18, 2021 GLOBAL ECONOMICS. Guaranteed Investment Certificates (GICs) work similarly to savings accounts as you can earn interest on your funds without the risk of losing your original principal investment. Scotia Mortgage Protection - Life - Medical - Critical Illness - Job Loss. 1. Contact information. SM. 89 per $100 of Your Account Jackie Johnson didn't realize that the SCOTIA SC CP Premium charge on her credit card bill was insurance. In Person – Make an Appointment at a Branch – Find a Branch. Budgeting: Paying down your lower rate credit cards versus ones with a higher rate can help you bring down debt faster and can help positively impact your credit score. Daily Premium Rate ($1. The first is a base rate of 1. Scotia Credit Card Protection is underwritten by Chubb Life Insurance Company of Canada under a Group Policy issued to the Bank of Nova Scotia. The BMO Performance Chequing has a $16. If you have any questions, please contact the Insurance Canada Service Centre (ICSC) at 1-855-753-4272 Monday-Friday 8am-8pm (ET), and one of our Customer Service Representatives would. 8:00 a. To earn 10% cash back, make sure to use your new card to make everyday eligible purchases and earn 10% cash back on the first $2,000 you spend in your first 3 months from account opening. com. 8:00 a. 5% to 3%, on purchases made abroad and at foreign merchants. Voici en quoi consiste la Protection Carte de crédit Scotia : OPTION DE COUVERTURE Vous avez le choix entre deux options de couverture : 1. That means your first and second card cost you $150 in total versus $170 to $200 if you go with the same set up with this card’s closest competitors. If the Account is opened on a. Bank The Rest is a savings program exclusive to Scotiabank. Primary Insured as named on the Schedule of Coverage, the Insurer means Chubb Life Insurance Company of Canada and Scotiabank means The Bank of Nova. Card. . It is used to control Cisco IP phones and other Cisco endpoint devices such as ATA 186/188. 85%. Aged 18 to 64. SCOTIA CREDIT CARD PROTECTION HOSPITALIZATION CLAIM 1. 1 No annual fee in the first year, including on additional cards. Email: escalatedconcerns@scotiabank. To earn 10% cash back, make sure to use your new card to make everyday eligible purchases and earn 10% cash back on the first $2,000 you spend in your first 3 months from account opening. Any ideas what I can do about this? I was going to call the bank, but. The charge is $. Insured. “Cycles” refer to the credit card’s billing cycles. It will let Canadian residents put up to $8,000 per year towards the purchase of their first home, up to a maximum contribution limit of $40,000. Get a quote for Believe Card General Right!Scotia Aria Equity Pay Portfolio - Premium Series 2. There are currently over 6,000 post offices in Canada. Continue to earn and enjoy your credit card benefits like your rewards, cash back, and insurance coverage. This comprehensive coverage is available at a monthly premium rate of only $1. Scotiabank Passport. Rewards: Earn 4% cash back on. Everyday banking is easy online: Pay bills, check your balance and account history, transfer money between accounts and more. Signalling Connection Control Part + 3. Annual fee: $120. View your statements and other account documents digitally. Buy Credit Card Balance Protection Insurance for Financial Stability for you and your family in unerwartetes dates. SSCP wins on content depth. Life Protection: The cost for single Life Protection is $0. In some parts of Europe, SS7 is called C7. Core Account Features & Fees. The only major bank that saves you 2. Premiums are conveniently billed monthly, directly to your Scotiabank Credit Card account; At no additional cost, coverage is extended to cover an eligible co-borrower on your. Chart 1 . L8K 1W2. Earn up to $550 with a Scotiabank banking package and TFSA or RRSP. 99% on Purchases 22. 40 MR DAKSH SUNEJA - 4537 351 203 275 012 002 Dec 16 Dec 19 TIM HORTONS #5766 BRAMPTON ON. 40% (the “Bonus Rate”) will apply to deposits made to the Account for 3 months (90 days) from the date the Account was opened (the “Bonus Rate Period”). 99%. The enclosed Claimant Statement form fully completed and signed by the Claimant. As a Premium Seating client, you and your guests can expect to receive high-quality food and . This optional insurance 1 coverage can pay off your outstanding account balance or help cover your monthly credit card payments as a result of certain unexpected events that may have significant financial impact, such as: With Scotia Credit Card Protection, your coverage and premium is always based on your Account balance. For the portion of the Account Balance in excess of $25,000, no premium will be assessed. P. 99% introductory interest rate on purchases for the first 6 months (20. Fund expenses You do not pay these expenses directly. In. The CIBC Select Visa Card has the same annual fee as the Scotiabank Value Visa card at $29, but the interest rate for purchases is slightly higher at 13. Get ampere quote for Credit Card Insurance Available!Scotiabank Gold American Express® Card. Account level charge - Charges against any account transactions (i. SSCP wins on content depth. Scotia Credit Card Protection The Bank of Nova Scotia is not an insurer and this is not an offer of insurance. She thought it was a mandatory charge because she was carrying a balance. SIP phone to WAN VoIP using SIP. After you enrol you will have 30 days to review the details of the plan and decide if it is right for you. 7. 1685 E SCCPClaims@umu. Typically, the credit card number is 15 or 16 digits long. SCCP routing control receives messages from other nodes in the network via the MTP-Transfer indication. Get a quotes to Credit Card Insurance Today!words have specific and defined meanings. Choose from individual or family plans. 1685 E SCCPClaims@umu. It will pay off your outstanding Scotiabank credit card balance, relieving your loved ones of added financial pressure at a difficult time. 0000053592 00000 n 1-876-960-2675 Other overseas locations. 98. Budgeting: Paying down your lower rate credit cards versus ones with a higher rate can help you bring down debt faster and can help positively impact your credit score. 00. Unlimited debit transactions 3. Scotia Credit Card Protection insurance; Security and fraud; Tools. This report may contain forward-looking statements about the fund. 65% for 3 months. 60 for every $1,000. H. SCCP. Find out how our banking packages can reward you. to 8:00 p. Flexible payment options. A medieval and poetic name for Scotland. We are announcing the following changes to Your current Scotia Line of Credit Protection plan. at 1-800-268-9269. pdf from GNED 127 at Centennial College. pdf - PL E Scotia Credit Card Protection M Certificate of Insurance SA Please keep in a safe. Make a list of all your financial accounts, including chequing accounts, savings accounts, credit cards,. fee of $5. Scotia Credit Card Protection offers. 00 per $1000 of the insurance coverage. Ottawa, Ontario K1G 0Z7 Tel: (613) 237-1590 Fax: (613) 237-5508 Toll free: (844) 237-1590Scotia Aria Moderate Defend Portfolio - Premium TH Series 2. A business (if not a farm, fishery or ranch), that is a small business corporation within the meaning of subsection 248(1) of the Income Tax Act. Box 1097, Station BProtection Carte de crédit Scotia Attestation d’assurance À conserver en lieu sûr. Gather all the necessary documents based on the type of coverage you are applying for. 09 per $100 of Your Daily Balance until your 70th birthday, and $0. Aside from waiting a bit and trying again, or restarting Safari or your Mac, you can also change Safari's home page to a different URL. a sum in advance of or in addition to the nominal value of something. If you’re a Scotiabank customer, you can also cancel or reschedule your appointment using the app:From the app’s Home screen, tap More Tap Contact us Tap Book an appointment and follow the. Find out how our banking packages can reward you. Mail Escalated Customer Concerns Office The premium rate for coverage under Scotia Credit Card Protection is $0. com, or visit w ww. 99% 25. DATE POST DATE DETAILS AMOUNT($) 001 Jan 17 Jan 17 SCOTIA SCCP PREMIUM 2. $20. Please keep this amendment notice with Your Certificate of Insurance for documentation. Flat Premium – A flat premium is a fixed amount that a policyholder pays for a specific period of coverage, regardless of the number of claims filed. Scotia Aria Moderate Defend Portfolio - Premium T Series 2. To cancel your credit card, please call us at 1-866-267-4935. Box 1097, Station B Willowdale, Ontario, M2K 3A2 T +1. I was wondering if they'd still charge me the interest on the outstanding balance following job loss or illness whilst they'd be covering 20% of the balance. All insurance plans are underwritten by independent licensed insurers under group policies issued to The Bank of Nova Scotia and all coverage is subject to the terms and conditions outlined in the Certificate of Insurance which you. Scotia Credit Card Protection insurance;. Any individual chemical meeting this definition is considered an SCCP and is covered by this action plan. Promotional low rate fee 3. The Scotiabank Passport™ Visa Infinite* Card provides up to $100 per item in price protection for eligible new items purchased in Canada (maximum payment of $500 per calendar year). Get a quote for Borrow Card Insurance Today!Buy Credit Card Balances Protection Insurance for Finance Stability for you and your family with unexpected event. Provincial sales taxes are also added where applicable, and the premium is conveniently charged to Your Account. Number of debit transactions. 22. 09 per $100 of Your Daily Balance until your 70th birthday, and $0. Inclusive. O. Earn 2X the Scene+™ points for every $1 you spend on all your eligible purchases 1. The Bank of Nova Scotia In this Certificate of Insurance (“Certificate”) and Your Schedule of Coverage certain words have specific and defined meanings. If you have any questions or need additional support, call us at. They will at least reimburse one month prior, although they might do 3 if you're really nice. The way the Scotiabank promo works is: If you lock your cash for 1 year, you get base + 1. P. 95 for every $100 of outstanding balance. To cancel your plan: • Select your eligible credit card and tap the Scotia SelectPay icon • Select the My plans tab and the installment plan you want to cancel • Tap __Review & cancel __Allow 1 to 3 business days for us to complete the processing. Credit Cards. Primary Insured as named on the Schedule of Coverage, the Insurer means Chubb Life Insurance Company of Canada and Scotiabank means The Bank of Nova. 8:00 a. Amortization Period - The actual number of years it will take to repay a mortgage loan in full. Fund expenses You do not pay these expenses directly. 95 for every $100 of outstanding balance. 99% purchases / 22. What does SCCP mean as an abbreviation? 90 popular meanings of SCCP abbreviation: 50 Categories. Your Account balance is insured for up to $50,000, however, premiums are only calculated up to a maximum of $25,000. As of December 31, 2022, Premium T Series units of the Fund's expenses were 1. Life and Critical Illness Insurance for the cardholder and secondary cardholder (joint coverage) on the same Scotiabank Mastercard® account) costs $0. Your monthly premium is $0. 10. Talk to a Home Financing Advisor Apply now with Scotiabank eHOME. 00 or the amount of credit balance. 99% on purchases, 22. In the top half of the screen, enter the details of the payment (s) that you would like to stop. Amortization Period - The actual number of years it will take to repay a mortgage loan in full. You cannot receive Mobility Allowance once you have a plan with the NDIS. The lesser of $25. Coverage is subject to specific limitations and exclusions, including age restrictions, as described in the Certificate of Scotiabank MasterCard Credit Insurance or the Certificate of Scotiabank Visa Credit Insurance. This means your average balance is just over $1000, and you're basically paying an extra 12% a year of 'insurance'. 221. They affect you because they reduce the returns of the Premium TL Series units of the Fund. The monthly premium rate is $1. SCCP phone to PSTN/router voice-port. 1 (855)753-4272. 25/month. SSCP professionals working in New York earned the highest annual salary range of $70,000 to $114,000. If you’re approved, a line of credit may offer more convenience and flexibility than a fixed term loan if you are disciplined in your payments. Premiums are calculated as per the Certificate of Insurance and are subject to eligibility requirements. m. Speak to a Personal Banking Officer today to learn moreYou can still purchase a home with less, but the minimum down payment amounts vary depending on the price of your home. Online appointment booking. When your credit card expires, the process of activating and setting up the replacement card is simple. 7%. 09 per $100 of Your Daily Balance until your 70th birthday, and $0. $17. pdf from BUSINESS 3301 at Brock University. P. This may go beyond the term of the loan. You can have mortgages, secured lines of credit, credit cards, overdraft, etc all secured against the property. 77973_Scotia_Credit_Card_Certificate_FR_printer. 32 + sales tax, where applicable. All coverage is subject to the terms and conditions outlined in the Certificate of Insurance which you will receive within 30 days once your Scotia Credit Card Protection application has been approved. scotiafunds. To cancel your Scotiabank credit card protection please call us at 1-855-753-4272 on Monday-Friday from 8 am - 8 pm ET. The features of each card vary, as does their point earning potential. 10%. Charges vary between accounts. Frequently asked questions; Program tips; Advice+; Calculate your rewardsThe Scotia club “red seats” benefits. Annual fee: $0; Interest rate: 20. Scotia Flex Value Mortgage-Open 5 Year Term. With the Preferred Package (former Scotia One Account), get a first year annual fee waiver on. Scotiabank Passport. ; Within two months complete two of the following: i. Each time you buy something with your ScotiaCard, we'll round your purchase to the nearest multiple of $1. DATE DETAILS AMOUNT(S) 001 Apr-11 Apr-13 70. indd 2 7/3/20 9:58 AM. Scotia Credit Card Protection The Bank of Nova Scotia is not an insurer and this is not an offer of insurance. Insurance Premium: An insurance premium is the amount of money that an individual or business must pay for an insurance policy. Visit your local Scotiabank branch. “Spend Bonus Period” refers to the period in which the. As you pay down your borrowed balances against the house, the equity frees up. 99% cash advances. Scotia Credit Card Protection insurance; Security and fraud; Tools. Scotia Line of Credit Protection is an optional insurance product available to Scotiabank Line of Credit account customers that provides a financial safety net during times of. 3. 19. Visit your local. To get coverage this month, you’ll need to pay a balance protector premium of $6. 90 for every $1,000 invested. m. words have specific and defined meanings. Protects your bank in case you default on your loan; it does not protect you or your interest in the property. pdf from FINA 4350 at University of Houston. Step 1: Find out the total amount of. • For Comprehensive Protection the monthly premium rate is $1. 800. Account level charge - Charges against any account transactions (i. Many financial institutions also offer balance protection. 99% on cash advances and balance transfers. For example, say your total STEP limit is 300,000 and you have a mortgage for 250,000 and a LOC for 50,000, as your mortgage balance decreases (say to. For the portion of the Account Balance in excess of $25,000, no premium will be assessed. 4% that you'll earn on all savings. Share your Scotia account details directly from the Scotia Caribbean App to your contacts on WhatsApp or iMessage. Provincial sales taxes are also added where applicable, and the premium is conveniently charged to Your Account. $8. Scotia Creditor Insurance. Provincial sales taxes are also added where applicable, and the premium is conveniently charged to Your Account. P. Access eStatements. 95 per $100 of Average Daily Balance. You can set up a Pre-Authorized Contribution (PAC) to regularly invest in Funds. No FX fees mean you can avoid the 2. Unlimited Interac e-Transfer † transactions. Coverage is available for individuals who are up to 85 years old. Education Savings Plans are an investment vehicle used to save for post-secondary education on a tax-deferred basis. With Scotia Credit Card Protection, your coverage and premium is always based on your Account balance. 09 per $100 of your account balance, calculated daily and for Basic Protection the monthly premium rate is $0. Annual ratethe following definition: CxH(2x-y+2)Cly. To cancel your Scotiabank credit card protection please call us at 1-855-753-4272 on Monday-Friday from 8 am - 8 pm ET. Brock University. Your Account balance is insured for up to $50,000, however, premiums are only calculated up to a maximum of $25,000. 25% 10. To apply for Comprehensive Protection, you must also be: Employed and actively working at least 20 hours per week 4. Earn an additional 0. The MTP3 layer is the network layer that does the routing based on the ss7 point code. 20. Credit Balance Administration fee 5. Scotiabank®* Gold American Express® Card. 99% on Purchases 22. 79%-27. How do I cancel my credit card? - Scotiabank Help Centre. To be eligible for Job Loss coverage, you must be: A Permanent Employee and you must NOT be a Seasonal Employee. 10% interest on your Momentum PLUS Savings Account 7. Apply now. 30 (Pam’s premium) = $31. $1,000: x: 6: x: $0. For Comprehensive Protection the monthly premium rate is $1. Scotiabank Mortgage Solutions. Information is provided in respect to legal notices and terms for Scotiabank and its affiliates. . Scotia Credit Card Protection is underwritten by Chubb Life Insurance Company of Canada under a Group Policy issued to the Bank of Nova Scotia. 416. This site is used jointly by Manulife and FNAIC to provide you with product summaries and certificates for your credit card benefits. A maximum of two people per eligible Scotiabank Loan can have. Hamilton, Ontario. (“SAM”) and fund refers to the Scotia Premium T-Bill Fund. 99% interest. When that happens, the remaining outstanding installment balance under the installment plan will be re. Insurance is underwritten by GK Life. Scotia Line of Credit Insurance Protection. DATE DETAILS AMOUNT(S) 001 Apr-11 Apr-13 70. The STEP allows for increased flexibility and lets you initially borrow up to 80% of the value of your home. Please call the number on your Certificate of Insurance or Statement of Services. The following definitions apply to these Terms and Conditions: “Cardholder” means the primary cardholder of eligible Scotiabank credit cards. 00 $2. They affect you because they reduce the returns of the Premium Series units of the Fund. O. A maximum of five Premium Periods at any one time. We offer a range of affordable optional creditor protection coverage for Scotiabank credit products:Scotia Mortgage Protection: Life, Critical Illness, and. the average chlorine content ranges from approximately 40 to 70 percent with the limiting molecular formulas set at C. A copy of the Admission and Discharge summary(or summaries) from the Hospital(s) which clearly identifies your date of admission and date of discharge 3. You can also add optional Scotia Credit Card Protection insurance. BUSINESS 3301. So I have SCCP on my credit card and a balance of just under 2000$. Earning rewards with the Scotiabank Scene+ Visa card is simple. A borrower, a co-borrower or a guarantor who has agreed to the terms and conditions on a Scotiabank Line of Credit account that is in good standing. After August 31, 2020, you only earn 1. For example, You and Your mean the Insured as named on the Schedule of Coverage, the Insurer means The Canada Life Assurance Company and Scotiabank means The Bank of Nova Scotia. Sold in 2. P. Scotiabank Mobile Banking - Apps on Google Play Learn More. 3. 4 TypesofProtectionPlans Types of Protection Plans Weoffertwotypesofprotectionplans: •CreditorProtection •TravelMedicalInsurance Creditor Protection PlansMinimum payments must be made on time by payment due dates after a deferral period has ended (typically, up to 3 months long). Earn up to $360 * in welcome bonus value and Scotia iTRADE savings when you bundle your banking.